Mortgage & Home Loans

Turn Your Dream Home Into Reality

Purchase & Refinance Solutions for first-time buyers, move-up buyers, and refinancing existing mortgages at better rates.
Rate Lock Guarantee Lock your rate for up to 90 days from approval, protecting you from market movements while you close.
Dedicated Advisor One advisor guides you from application through closing — no being transferred between departments.
Low Closing Costs Competitive origination fees and lender credits available to minimize your out-of-pocket closing expenses.
Mortgage & Home Loans

Turn Your Dream Home Into Reality

Buying or refinancing a home is one of the biggest financial decisions of your life — and Liberty Crest Finance makes it straightforward. We offer competitive fixed and adjustable mortgage rates, a dedicated loan advisor for every step of your journey, and a digital-first process that cuts weeks off the traditional timeline. We finance primary residences, vacation homes, and investment properties with loan amounts up to $3,000,000.

Speak with a Specialist
Mortgage & Home Loans
90-Day Rate Lock
Key Features

What Makes Our Mortgage & Home Loans Different

Purchase & Refinance

Solutions for first-time buyers, move-up buyers, and refinancing existing mortgages at better rates.

Rate Lock Guarantee

Lock your rate for up to 90 days from approval, protecting you from market movements while you close.

Dedicated Advisor

One advisor guides you from application through closing — no being transferred between departments.

Low Closing Costs

Competitive origination fees and lender credits available to minimize your out-of-pocket closing expenses.

Simple Process

How It Works

Getting started takes just a few simple steps.

01

Get Pre-Qualified

Submit basic information online to receive a pre-qualification letter — a key tool when making offers on homes in a competitive market.

02

Submit Application

Upload your documents securely online. Your dedicated advisor is available throughout to answer every question promptly.

03

Close on Your Home

We coordinate directly with your realtor and title company for a smooth, on-time closing experience from start to finish.

Frequently Asked Questions

Questions & Answers

What is the minimum down payment?
Do you offer refinancing?
How long does the mortgage process take?
Eligibility

Who Can Apply?

We strive to make our products accessible to as many qualified applicants as possible. Here are the general eligibility requirements:

  • Age 18 or older
  • Credit score of 620+ (conventional loans)
  • Stable employment history (2+ years preferred)
  • Debt-to-income ratio below 43%
  • Property must be located in the United States

Not sure if you qualify? Contact our team — we'll review your situation personally.

Eligibility Requirements

Ready to Start Your Homeownership Journey?

Talk to a mortgage specialist today. No obligation — just honest advice about your options.

Contact Us Today